Effective Date: 01/01/2026

These Terms and Conditions govern your access to and use of the Haven Risk Partners website, forms, SMS messaging program, and services. By accessing our website or using our services, you agree to be bound by these Terms.

1. Services

Haven Risk Partners provides insurance-related services, including consultations, insurance quotes, policy reviews, and customer support. All services are subject to availability and applicable federal, state, and local laws and regulations.

2. User Responsibilities

By using our website or submitting your information, you confirm that the information you provide is accurate, complete, and truthful. You agree not to use our services for any unlawful, abusive, or fraudulent purposes.

3. Communication Consent (A2P 10DLC Compliance)

By submitting your contact information through our website, forms, or other communication channels, you expressly consent to receive communications from Haven Risk Partners, including phone calls, SMS messages, and emails related to insurance consultations, quotes, policy information, appointment reminders, and customer service.

• Message frequency may vary

• Message and data rates may apply

• Consent is not a condition of purchase

You may opt out of SMS messages at any time by replying STOP.
For assistance, reply HELP or contact us using the information below.

4. Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages.
Haven Risk Partners is not responsible for message delivery failures due to mobile carrier issues, network availability, or technical limitations beyond our control.

5. No Guarantee of Coverage

Submitting a request, receiving a quote, or communicating with Haven Risk Partners does not guarantee insurance coverage. All coverage is subject to underwriting approval, carrier terms, eligibility requirements, and policy conditions.

6. Intellectual Property

All content on this website, including but not limited to text, logos, graphics, trademarks, and materials, is the property of Haven Risk Partners and may not be copied, reproduced, distributed, or used without prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Haven Risk Partners shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from or related to the use of our website, services, or communications.

8. Third-Party Services

We may use third-party platforms, including messaging providers, hosting services, and analytics tools, to deliver our services. We are not responsible for the performance, availability, or policies of third-party services.

9. Termination

We reserve the right to suspend or terminate access to our services or communications at our discretion if these Terms are violated, misuse is detected, or unlawful activity is suspected.

10. Changes to These Terms

We may update these Terms and Conditions from time to time. Any changes will be posted on this page with an updated effective date.

11. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Illinois, United States.

12. Contact Information

If you have questions about these Terms and Conditions or our messaging practices, please contact us at:

Haven Risk Partners
542 E Rollins Rd Ste B #104
Round Lake Beach IL 60073
United States
Phone: +1 630-848-9988